Whose money? Digital remittances, mobile money and fintech in Ghana

This articles explores the intertwining of digitalisation remittances with behavioural turn in development and, more specifically, advancement digital financial inclusion. It sheds light on intricate ways which state, civil society and private sector actors seek to leverage as a way expand Drawing upon qualitative field research undertaken Ghana, this paper traces emergence take up services – including argues that inclusion runs risk increasing capacity commercial institutions curtail migrants’ remittance recipients’ essential strategies social reproduction. By providing grounded account concerted efforts must be made order for ‘behavioural turn’ international materialise, article contributes geography marketisation framework is attuned shift. also advances burgeoning literature critically unpacks often-celebrated fintech development.